With the advent of the internet, scammers have had a whole new platform to reach potential victims. Online scams are big business with more than $1 billion lost each year. Here, we’ll discuss some of the most common scams and how to avoid them. The problem with many of these scams is not just that they won’t help you, but also that they may take your hard-earned money in the process. Some offer a product or service that will never materialize. Others will ask for personal information or money upfront before any work has been done. And even if you do receive what was promised, it might be a lo

Scams and How to Avoid Them

with all of the information online about these scams. There are several online sites and services that can help you determine whether or not a certain deal is safe, but first, let’s see what they are and how they can affect you. Online Deal Scams These are the classic deals and scams that are easy to spot online. Many of them rely on a very simple premise: They offer you an amazing product or service, but you need to pay for it upfront. A nice trip, a beautiful new computer, or a high-tech gaming console might sound great on paper, but there is no way of knowing whether you will receive it or how much you will have to pay to get it. Online shopping and auctions are common places to get caught up in these scams.

Online Shopping scams

You may have seen stories recently on various websites that allege that cyber thieves have your credit card information and are selling it to anyone who will buy it. These websites have made a business out of scamming people, so you can expect to find that many of these websites may be malicious. However, there are actually dozens of legitimate online shopping websites that are similar to those appearing in the stories you may have seen. These websites are likely good, but you should be cautious when shopping online. The first step to avoid scams is to make sure the website has valid and up-to-date information. If a site seems sketchy, run away. It’s better to pay a little bit more than lose a lot.

Medical Scams

Medical scams are easy to fall for because they are so easily targeted. The bad guys will target a vulnerable victim and immediately start to pressure them. They are in an urgent hurry to get their victim to a pharmacy, emergency room or even a hospice where they can place them on hospice care or check them into the hospital. Once in the hospital, a physician will admit the patient to the hospital against their will. If the patient refuses to go, the doctor may be forced to take other actions. The scammer may even give medical information to an unsuspecting family member in the victim’s name. If you’re concerned you may have fallen victim to a medical scam, please contact your local Better Business Bureau and local hospital or doctor.

Employment Scams

Scammers usually work by going after people who are already in a job. By pretending to be with your company and sending you unsolicited emails or making unsolicited phone calls, scammers are able to convince you to hand over your personal information and credit card numbers to fix a problem with your company or job. But if you do fall for this type of scam, you’ll end up with more than just a hole in your pocket. Many scammers will keep your information and sell it to others looking for personal information to be used in other scams. To stay safe, never hand over your personal information to anyone over the phone or in an email. In the event that you get a call professing to be from your organization, hang up. You can also ask to speak to someone else who can verify the authenticity of the call.

Tech Scams

5 Digital Marketing Online Scams How to Stop Checking Your Gmail Account for Email Discovered by Scammers 6 Tech Scams: Taking Control of Your Mobile Phone’s Security 7 A New Kind of Smartphone Identity Theft 8 Better-Than-Fake Lottery Tickets 9 Fraud Prevention Tips For Online Shopping In fact, once you get on the topic of tech scams, there are many kinds and I don’t believe I’ve mentioned them all. Some offer to “guarantee” you great rewards or some other so-called “great deal.” The good news is that there are lots of sites and services that provide ways to detect if something is real or not and you can be savvy in the digital world, too. The Tech Scams YouTube channel has a great video on how to determine if a site or ad on the internet is legitimate.

Investment Scams

Photo by Bryan Rayl on Unsplash Elderly Scams Photo by Kennon McNeal on Unsplash It may seem that scammers only target young people with their “porn-for-the- elderly” schemes or the “online dating for senior citizens” schemes. In fact, the most vulnerable age group targeted is seniors, which are targeted by scammers in a variety of ways. The key is to keep your senior’s mental faculties intact. Watch for their unwise decisions, and carefully read all communications before responding. Be wary of any emails that begin with phrases like “This message has been accidentally forwarded to you by an old friend,” or “Unfortunately, I have no access to the web.” If a senior disregards this email, request that the individual call you on an exceptional number so you can affirm who sent it.

Conclusion

There are many risks to deal with when it comes to online scams and it’s important to protect your personal information and bank accounts. Some scammers are clever, and they use many tricks to trick you into giving them your information. If you receive any suspicious emails, phone calls or other contact with a company, it’s best to be cautious.

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